can this lock be cut with a cable cutter?

Yes, mine was yesterday when my bike was stolen. The cable looked like it was cut through cleanly in one chop.

Hi.. Do you have to use the key to lock it or can you just snap it together and go? Thanks!

You can just snap it together and go, but you will need the key to unlock it.

how do I reset the lock on the schwinn combo lock?

To change the combination, you'll open the lock first. Then turn the reset knob. Change the digits to the combo desired and then turn the rest knob back. Thank you.

How come preset combination (0000) did not work? I could not unlock it at all.

When I purchased one, it had a little red plate attached to it with the four digit combination that was a random number. Mine was something like 4783.

Brand	Schwinn
Special Feature	Mounted bracket included
Lock Type	U-Lock
Item dimensions L x W x H	9 x 7 x 1 inches
Material	Alloy Steel
Recommended Uses For Product	Cycling
Style	Security Level 4/U-Lock
Color	U-Lock
Number of Pieces	1
Finish Type	Painted
Included Components	U-Lock, 2 keys
Controller Type	Hand Control
Shape	U Shape
Item Weight	1 Pounds
Control Method	Touch
UPC	038675016026
Model Name	Basic-U-Lock
Global Trade Identification Number	00038675016026
Manufacturer	Pacific Cycle, Inc (Accessories)
Part Number	SW77693-3
Item Weight	1 pounds
Product Dimensions	9 x 7 x 1 inches
Item model number	SW77693A-3
Is Discontinued By Manufacturer	No
Size	U-Lock
Finish	Painted
Item Package Quantity	1
Special Features	Mounted bracket included
Batteries Included?	No
Batteries Required?	No
Warranty Description	Limited

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