The Total Money Makeover: A Proven Plan for Financial Fitness

This plan is the best one I have seen. It really puts into perspective of what you really need vs what your really want. The everydollar.com budget template is a great way to help you keep track of your spending and savings.

What a fantastic book! Common sense practices. I’m a financial coach and use these steps to help people get out of debt.

Any time I’m saving money and can better my life, it’s a 5 Star day. This book cleared up a lot of questions and concerns that I had about my personal finances. It’s definetly helped me structure financial goals in a way that I can be successful at attaining them.

I love this book. We followed the steps and got out of debt in record time and have stayed out of debt! This book helps us through our journey to becoming financially secure.

I thought this was very helpful, I even shared it with my son whom loves Dave Ramsey! Great stuff.

I bought the audio book and thought the advice was useful, but the tone was harsh. It was like getting a scolding. I don't really respond well to that, I prefer to be spoken to with respect, so I wouldn't recommend it. I would suggest getting financial advice from someone who doesn't talk down to you like a child.

Great read

What a challenge! We will applying this counsel in our family as we seek to be debt free and serve the Lord! I will be passing this along to others as a resource to challenge them to do the same. I will be listening to this over and over as we press on in this process.