would this fit in the slot of a wallet?

No this will not fit in the slot of a wallet.

could it damage/scratch sensitive card areas e.g. the chip?

I can see why you would think the knife is for credit cards from the picture, where it says "cash card", and from the description. I think it is a card sized knife for cash. I don't think it is designed to carry cc. I only carry money in mine, so I have no real experience. I keep my cards in an adhesive wallet on my phone. The knife is for money...and to have a knife.

Color	Satin Polished
Material	Stainless Steel
Brand	SOG
Item dimensions L x W x H	3.45 x 1 x 0.25 inches
Included Components	Knife, Money Clip, Pocket Clip
Number of Pieces	5
Folded Size	3.38 inches
UPC	729857004169
Global Trade Identification Number	00729857004169
Manufacturer	GSM LLC
Part Number	EZ1-CP
Item Weight	0.634 ounces
Product Dimensions	3.45 x 1 x 0.25 inches
Item model number	EZ1-CP
Is Discontinued By Manufacturer	No
Size	Onesize
Finish	Brushed
Pattern	Solid
Shape	Rectangular
Power Source	AC/DC
Item Package Quantity	1
Handle Material	Stainless Steel
Blade Length	2.75 Inches
Blade Edge	Flat
Special Features	Folding Knife
Batteries Included?	No
Batteries Required?	No
Warranty Description	limited lifetime warranty

Cash Card Money Clip Pocket Knife- 2.75 Inch Blade EDC Knife with Clip for Pocket, Money or Card Holder, Stainless Steel Handle with Built-In Lanyard Hole (EZ1-CP), Onesize, Satin Polished

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