Kakeibo

I've always been good at maintaining a budget as it pertains to living within my means. I know in detail what bills are due when and how much is owed. I also know what I want to save on a monthly basis. It's the little things that I struggle to keep up with though, and this is where the Kakeibo book has really helped. The $5 for lunch here, $10 amazon splurge purchase there can quickly eat away at disposable income and can be hard to track if you're not dedicated to doing so. This book not only forces you to do so, but also pushes for self-reflection at the end of each month as a means of improvement. A nice budgeting tool for the price.

I came on here just to make sure this book is still available! Many months ago I had purchased a few Kakeibo journals and accounting books to compare and figure out how I was going to enjoy using them the most. This one is hands down my favorite! It isn't as busy and leaves room for notes, adjustments, customization, and has a fresh, pleasing layout. Plus, I can easily separate from the binding the pages for one month at a time, use my custom hole puncher from Franklin Covey, and place these pages in the financial section of my classic sized planner to use, at the point of need, without having an extra book to carry. We really only use the pages to track our food money or little expenses that pop up as a family of 4. We see if we can save from that. We use PocketSmith and YNAB for the rest of our finances, but have given ourselves a daily/weekly food or extra expense budget that we track on these pages. It makes it super easy and simple to do and we are finally sticking to the budget, while saving a little extra. Otherwise, it was too easy to, once we set the dollars aside for planned expenses, to go over our food budget/other needs well before the month was up. It was the key area of overspending for us. This keeps us on top of it, daily. It is like a cash based system without the cash. A few times a week I still sit down for a few moments with YNAB/PocketSmith for other reasons.

I should have bought this months ago. Ironically, I was trying to save money and copy this information into a notebook. After a month or two, copying charts became a daunting task and I no longer felt like keep tracking of my financial habits. I am so glad I finally purchased this book! I am in love with the look and feel of the book. I am happy with choosing the original kakeibo over other versions. The colors and feel of the book are inviting. The spending plan explanation is a great guide to keeping track every month. I would change from a bound book to a spiral for better functionality and ease of writing.

"The best budget is the one that works for you." Tim Herrera, NYT Smarter Living Editor Kakeibo requires method, planning, and discipline. The initial calculations appear daunting, but actually flow well. They allow you to place monthly constant/essential expenses (car loan, mortgage/rent, utilities, etc.) in one category, and everything else in a separate category (petrol, food, meals out, insurance copays, etc). It will take around 90 days to get your budget in order (given variable monthly rates in utilities, credit cards which are paid later than the initial charge, the date you start "Kakeiboing"), but the simple act of writing down every day how much you and your family spend will show you in time where and to whom your money is actually going. As with any talent/hobby, when you apply yourself every day, you hone your skills and become stronger over time. Kakeibo can be started any day of the month, but I would advise starting on the first day of the month (KISS). Combine your daily receipt analysis with an app that scans receipts so you can collect some rewards/gift cards while Kakeiboing. How much you spend is equal in importance the amount you make. Once you have determined where your money is going, you will find ways to alter your spending habits to place money in savings/retirement/vacation.

I’ve been using this for a while now. A great way to practice mindfulness with your money. Easy to understand especially if you’re not a math/financial minded person.

This is my third time purchasing this book. I used the last two books for a full year, each, and I thought it was worth the money for a pretty spending tracker. The content in it is good, has a pretty design, and the method is helpful IMO. I would normally give this four or five stars. But what arrived was a cheap imitation of the actual book. The nicely textured cover is gone, printed on flimsy cardstock instead. The corners are not rounded, and instead of being printed in color on paper thick enough for writing on double sided (as its intended purpose), this version is printed in gray on thin newsprint. Clearly a cheap attempt at selling a knockoff of the originally published book. It's not worth it. Buying a lined notebook for $5 would have been better.

Whoever said this was for finance as Marie Kondo is for organizing stated it perfectly. This is a necessary process for everyone. Prevents excess & helps prioritize not only how to spend money but where to spend your time.

First of all to those giving this book a one star review because the books not what you thought it would be.... That's why you look at it first and flip through it. Or look at the images of it that's on this page... Anyway, I think this is a great tool! I do wish there was more information but really you don't need it I suppose. The point of this journal is for you to reveal unto yourself your spending habits and how to change them. There is plenty of flexibility to save what you want and how. You're seeing your habits and changing what you need or want to. It helps keep you focused on your goals not just what you did wrong money wise. I found laying finances out in this way, was way helpful and gave us hope for saving in the future. I say try this out. It's simple easy and effective.

Helaas niet de Nederlandse versie. Zelf niet goed gekeken.

I have used for some time and will stay with this one.

LOVE! This workbook is so easy to follow and it’s helped me save so much! Plus helped me keep a budget and stick with it!

Good design

es mas como un diario, tienes que usarlo siempre y por lo tanto hay que actualizarlo, tiene buenos tips, lo había comprado para una amiga que quería hacer un viaje pero cuando lo vi y empece a leerlo preferí quedármelo y hay lo tengo para revisar las notas y todo lo que tiene.